atm এর পূর্ণরূপ কি - Advantages of ATM


atm এর পূর্ণরূপ কি
atm এর পূর্ণরূপ কি

Advantages of ATM

ATM is an electric machine. Transactions between banks and customers are done through this machine. When withdrawing money from a bank, you have to stand in line with a checkbook and withdraw money, but since the advent of ATM machines, customers have been relieved of such hassles. All other financial transactions including bank withdrawals and purchases can be done using just one ATM card.

Today we will learn about this ATM. What is an ATM? What is the full form of ATM? I will discuss all these in detail. You can easily find out about ATMs. Let's find out about ATMs then.

ATM is a special instrument for banking financial transactions. With the help of this device, the customer can withdraw money through the use of electromagnet. With this card you can withdraw money at any time of 8/24 hours. Moreover, if money is withdrawn through ATM booths, it has a greater amount of security. Sophisticated ATM booths are used to complete financial transactions between customers and through an automated machine.

What is the full form of ATM?

We have known about ATM before but what is the full form of ATM? Many of us do not know. ATM full meaning is Automated Teller Machine. And the full form of ATM card is Automated Teller Machine Card. The card that is used to withdraw money is called ATM card. The ATM will ask for a confidential PIN code when withdrawing money from the booth with the card. You should never share this confidential PIN code with anyone. And this pin code is a different code for each customer. If the customer has entered the wrong PIN code more than three times then the ATM card is locked.

Rules for withdrawing money from ATM booths

How to withdraw money from ATM booth? Many of us still can't use ATM cards properly. As a result, our ATM card has various problems and the ATM card is locked. There are also some proper rules to follow when withdrawing money from an ATM booth. Otherwise you have to face big danger at any time.

The plastic card you will be given by the bank can be a debit card or a credit card. Your account will depend on what type of card you have. The ATM card that will give you from the bank has to be dropped in the machine. However some cards have to be swapping. With the help of a magnetic force all the information of your card will go to the ATM machine.

After inserting your card in the ATM machine, some details will appear on the screen detailing how much money you want to withdraw. There you have to follow the text and press the buttons to determine the amount of your money.

You will then be asked for the PIN code of your ATM card to withdraw the money. The 4-character pincode must be entered correctly into the ATM card with confidentiality. Then you will get a message like this whether you want to withdraw more money or not. In that case you can give whatever you want. (If you enter the PIN code here three times in a row, your card will be locked by the bank.)

Not only money can be withdrawn through ATM card but also money can be deposited. According to the text on the screen, if you withdraw, click on the withdraw option and if you want to deposit, then you have to click on the deposit option. In this case, a minimum of Rs 500 can be withdrawn at the ATM booth and the maximum can be withdrawn as much as you want.

Here, of course, after withdrawing money, your card will come out of the machine automatically. Then you have to save your card at your own risk. Of course, you should never share your PIN code with anyone.

If you forget your ATM card password

Many times you can forget if you do not write down the password or do not save it somewhere. And many people get confused when they forget that password. If you forget your password, you can contact the bank directly without any worries or you can share your problem by calling the helpline number of the bank where you have an account.

They will then tell you a solution and allow you to reset the password. However, you must show them as proof or say what caused you to forget your password. In this case, the bank will ask you for some information and you have to give the information correctly. For example, they may ask for a photocopy of the NID card, a passport size photograph and your signature. Assessing them correctly will allow you to reset your password.

Also if you enter the wrong password three times in a row your ATM card gets locked. Then you can go directly to the bank to reset that ATM card or go to the helpline number and talk about your problem. They will tell you some verification processes that you need to verify. Once verified, you will be notified of a specific date and according to that date you will need to collect a new ATM card from the bank.

Basically this way you can reset the password if you forget the password and get the ATM card again when the ATM card is locked in the ATM machine.

What is the full form of ATM (Q&A)

1, What is the difference between ATM card and debit card?

A: There are different types of ATM cards. Such as debit and credit cards. All debit and credit cards together are called ATM cards.

2. What is the difference between a debit and a credit card?

Answer: Debit card is the amount of money that will remain as balance, the amount of money can be used through the use of debit card. But the credit card can be used by the customer by withdrawing the extra amount that will remain as balance. However, this money has to be paid to the bank again.

3. Do I have to pay interest when using a credit card?

A: You must pay interest when using a credit card. Since you are using it by withdrawing extra money from the bank. That extra money will be deposited in the name of loan account as bank. Since you have taken a loan from a bank, you must pay interest to the bank.

4. How much interest is to be paid using a credit ATM card?

A: If you use a credit ATM card, you will have to pay interest but the amount of interest varies according to the bank. For example, the interest rate of Dutch Bangla Bank and the interest rate of Bank Asia Bank are not the same. So the amount of interest is determined by the bank.

Conclusion: We hope you have learned a lot from our ATM card related article. And many of you who have been confused about ATM booths and ATM cards or have not been able to find answers to your questions have found solutions to their problems. Also many people know about ATM card but do not know what is the full form of ATM card. We have been able to tell you that. Also, if you have any questions, you can come to the comment box below and ask your own valuable question.

ATM হচ্ছে একটি  ইলেকট্রিক মেশিন। এই মেশিনের মাধ্যমে ব্যাংক এবং গ্রাহকদের মধ্যে লেনদেন সম্পন্ন করা হয়। ব্যাংক থেকে টাকা উত্তোলনের সময় চেকবুক নিয়ে লাইনে দাঁড়িয়ে টাকা উত্তোলন করতে হয় কিন্তু এটিএম মেশিন উদ্ভব হওয়ার পর থেকে এ ধরনের ঝামেলা থেকে মুক্তি পেয়েছে গ্রাহকরা।  শুধুমাত্র একটি ATM কার্ড ব্যবহার করে ব্যাংক থেকে টাকা উত্তোলন এবং কেনাকাটা সহ অন্যান্য সকল আর্থিক লেনদেন কাজ সম্পন্ন করা যায়।

আজ আমরা এই ATM সম্পর্কে জানব। ATM কি? ATM এর পূর্ণরূপ কি? এ সকল বিস্তারিত আলোচনা করব।  আপনারা খুব সহজেই ATM সম্পর্কে জানতে পারবেন।  চলুন তাহলে জেনে নিই ATM সম্পর্কে।

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